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going from stupid with money to stupid awesome with money

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Money Quandaries

How Do You Do Cheap Travel Overseas?

October 5, 2015 By //  by Shawna Leave a Comment

I have mentioned before that I am treading water in a sea of debt and that is no joke. Most of my debt is due to an addiction. Travel. I love to travel! I just can’t help myself when I see a good travel deal. I try to justify it in my brain with the …

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Filed Under: Money Quandaries

What To Do With Money From Your Side Hustles?

April 2, 2014 By //  by Shawna 1 Comment

I am a big advocate of doing side hustles for extra income, whether you want to break free of your boring day job and need income replacement or you just want to make a little extra cash. The thing with side hustles though is that you never really know if you’ll actually earn any monies …

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Filed Under: Money Quandaries

Should You Pay Taxes With A Credit Card?

March 10, 2014 By //  by Shawna 2 Comments

With just a little over a month before the dreaded tax day rolls around, it got me to thinking about paying my own taxes. You see, I am self-employed and have to pay in quarterly estimated taxes throughout the year, but I think that I might end up having to pay a little more on …

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Filed Under: Money Quandaries

Should You Pay Someone To Do Your Taxes?

March 3, 2014 By //  by Shawna Leave a Comment

Growing up, I saw my parents spend a weekend every March or April firmly planted at the kitchen table surrounded by stacks of paperwork, pencils and calculators. You see, my dad has been self-employed for most of my lifetime. And that yearly weekend of paperwork at the table was their tax preparation. After witnessing such …

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Filed Under: Money Quandaries

go travel

Should You Take Vacations When In Debt?

February 26, 2014 By //  by Shawna Leave a Comment

When you’re in debt, the quickest way to pay it off is to lower your expenses and send every extra cent toward your debt. This means no unnecessary spending – and that includes vacations. But is that really practical? Personally, I think that you should schedule in a few cheap, and short, vacations throughout the …

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Filed Under: Money Quandaries

Should Adult Children Living With Parents Pay Rent?

February 24, 2014 By //  by Shawna Leave a Comment

I moved out of my parents house when I was 18 and have been on my own ever since, but I do have a friend from college who ended up moving back in with her parents. So, while I haven’t personally experienced this scenario, I have seen one side of it. In fact, my friend …

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Filed Under: Money Quandaries

Should You Buy A Car With A PNC Bank Check Ready Auto Loan?

January 30, 2014 By //  by Shawna 5 Comments

A few months ago, the Money Misfit household considered trading in our current vehicle for a new one. Normally, we are all about buying used vehicles since they are cheaper but I had identified some features that I was interested in that made a new vehicle a better choice. The specifics of why really aren’t …

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Filed Under: Money Quandaries

Can Saving $1 A Day Change Your Life?

February 3, 2013 By //  by Shawna Leave a Comment

Four quarters. Ten dimes. Five nickels and three quarters. One hundred pennies. No matter how you break it down, a dollar doesn’t really seem like that much money in the grand scheme of things. At some vending machines, you can’t even get a soda for a buck. So, what if you were to save $1 …

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Filed Under: Money Quandaries

Dealing With Fundraising & Donation Requests When Paying Down Debt

October 28, 2012 By //  by Shawna Leave a Comment

When you are trying to pay down debt, the last thing you want to do is shell out money for things that are not necessities. Of course, everyone defines necessities differently. Some people may have tithing or other charitable contributions as a fixed item in the monthly budget, but some people may not. Having friends …

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Filed Under: Money Quandaries

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