I have mentioned before that I am treading water in a sea of debt and that is no joke. Most of my debt is due to an addiction. Travel. I love to travel! I just can’t help myself when I see a good travel deal. I try to justify it in my brain with the …
I am a big advocate of doing side hustles for extra income, whether you want to break free of your boring day job and need income replacement or you just want to make a little extra cash. The thing with side hustles though is that you never really know if you’ll actually earn any monies …
With just a little over a month before the dreaded tax day rolls around, it got me to thinking about paying my own taxes. You see, I am self-employed and have to pay in quarterly estimated taxes throughout the year, but I think that I might end up having to pay a little more on …
Growing up, I saw my parents spend a weekend every March or April firmly planted at the kitchen table surrounded by stacks of paperwork, pencils and calculators. You see, my dad has been self-employed for most of my lifetime. And that yearly weekend of paperwork at the table was their tax preparation. After witnessing such …
When you’re in debt, the quickest way to pay it off is to lower your expenses and send every extra cent toward your debt. This means no unnecessary spending – and that includes vacations. But is that really practical? Personally, I think that you should schedule in a few cheap, and short, vacations throughout the …
I moved out of my parents house when I was 18 and have been on my own ever since, but I do have a friend from college who ended up moving back in with her parents. So, while I haven’t personally experienced this scenario, I have seen one side of it. In fact, my friend …
Should Adult Children Living With Parents Pay Rent? Read More »
A few months ago, the Money Misfit household considered trading in our current vehicle for a new one. Normally, we are all about buying used vehicles since they are cheaper but I had identified some features that I was interested in that made a new vehicle a better choice. The specifics of why really aren’t …
Should You Buy A Car With A PNC Bank Check Ready Auto Loan? Read More »
Four quarters. Ten dimes. Five nickels and three quarters. One hundred pennies. No matter how you break it down, a dollar doesn’t really seem like that much money in the grand scheme of things. At some vending machines, you can’t even get a soda for a buck. So, what if you were to save $1 …
When you are trying to pay down debt, the last thing you want to do is shell out money for things that are not necessities. Of course, everyone defines necessities differently. Some people may have tithing or other charitable contributions as a fixed item in the monthly budget, but some people may not. Having friends …
Dealing With Fundraising & Donation Requests When Paying Down Debt Read More »