Can You Afford Christmas? Tips On Cutting Costs This Holiday Season

When I was growing up, my parents lavished us with gifts at Christmas. I remember opening all my presents one year and then finding a $100 bill hidden in one of them, as if the presents themselves were not already excess. At the time, I loved it. And really, who doesn’t love getting gifts, especially …

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Dealing With Fundraising & Donation Requests When Paying Down Debt

When you are trying to pay down debt, the last thing you want to do is shell out money for things that are not necessities. Of course, everyone defines necessities differently. Some people may have tithing or other charitable contributions as a fixed item in the monthly budget, but some people may not. Having friends …

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Lowering Your Grocery Costs Without Cutting Back On Meat Dishes

If you’re in debt, like me, then you have likely been looking everywhere in your budget to see where you can trim the proverbial fat. For most people, housing is the numero uno expense, and there usually isn’t a lot that you can do about that. The U.S. Bureau of Labor Statistics does a consumer …

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Be Green and Save Money: Financially Responsible and Environmentally Responsible Are Not Mutually Exclusive States

When I was in college, I used to think that being environmentally responsible was something that only the wealthy could afford. And there is a slight chance that I saw it as a snooty personality trait. If you knew me back then, you would have heard me say things like: “I’d never pay that much just for …

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